1. Whenever a collection account is added to your report, this history can remain on your report for up to 7 years even after you pay off the debt! Therefore, try to negotiate with the lender before making your payments in order to have these removed.
2. It is almost inevitable that your report will contain inaccurate or outdated information at some point. This can occur for several reasons and sometimes you may even find delinquent payments that aren’t yours! Be sure to get these records wiped off and dispute any information that should not be on your report.
3. Wipe out any negative narratives. These are the comments that lenders will add to your report on things such as charge-offs, bankruptcies, settlements, etc. Try contacting each lender and requesting that these comments be removed.
No comments:
Post a Comment